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Protect Your Rights Blog

heart monitoring machine in the foreground, surgeons in the background
Personal Injury

What is Considered Medical Malpractice in North Carolina?

Protecting the physical health of yourself and your loved ones is essential. That’s why medical professionals spend years training and undergoing rigorous testing to ensure they are qualified. Doctors, nurses, specialists, and others in the field are enormously responsible to the patient. Delivering quality care is their goal. However, medical

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downed motorcycle in the background, white helmet in the foreground
Personal Injury

What to Do After a Motorcycle Accident

If you are a biker, you know that accidents can happen anytime and anywhere. You may be a careful and responsible rider, but you cannot control the actions of other road users or the conditions of the road. Knowing what to do after a motorcycle accident is essential to protect

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two people sitting reviewing bills in a kitchen
Consumer Law

Midland Credit Management

What is Midland Credit Management (MCM)? Midland Credit Management (MCM) is a subsidiary of Encore Capital Group, an international finance company that buys and collects debts. Midland was founded in 1953 in Kansas and has its current headquarters. After 70 years in business, the company has earned a reputation as

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Uncategorized

What is IQ Data International?

IQ Data International, Inc. is a legitimate Washington-based debt collector specializing in multi-family residential properties. Management companies hire IQ Data to collect outstanding debts from tenants. The company was established in 2003 and formerly operated under the name RentCollect Global. Assurant, Inc, the corporation’s parent company, is an international insurance

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a person on the left handing keys to the person on the right who is signing a contract, a miniature house sits in the background
Consumer Law

Homebuyer Beware: What to Know About Valon Mortgage, Inc.

Valon Mortgage is a Phoenix, Arizona-based mortgage lender that operates in all fifty states. The company, founded in 2019, has over 200 employees and handles more than $5 billion in loans. Despite its stated mission of providing clients with a convenient and reliable method of mortgage management, consumer complaints are

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a pregnant woman buckled in to the passenger side seat of a car
Personal Injury

Involved in a Car Accident While Pregnant? What You Need to Know.

It’s a fear that no expectant mother wants to face – being in a car accident while pregnant. Unfortunately, car accidents are a reality for many pregnant women, and the experience can be frightening and traumatic. Knowing what to do before tragedy strikes can make a huge impact on your

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A residential neighborhood street with three houses
Consumer Law

What is Selene Finance?

Selene Finance is a residential mortgage servicing company operating in all 50 states. The company is a subsidiary of an international investment firm, Pretium. With just over 500 employees and offices in 4 states, Selene collects payments from thousands of homeowners with distressed loans. Background Established in 2007, Selene Finance

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a person holding an envelope stamped with red text that says past due
Consumer Law

Investigating Professional Finance Company

Professional Finance Company (PFC) is a Greeley, Colorado based accounts receivable company that was established in 1904. Today, the agency has branches in more than 30 states and collects for hundreds of medical centers. They specialize in collecting unpaid accounts from hospitals and healthcare providers that don’t want to deal

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image of bills on a desk marked overdue with a calculator and a person marking with a pen
Consumer Law

Can Medical Debt Appear on a Credit Report?

Debts of many kinds can appear on a credit report and bring down a consumer’s credit score. But a 2021 study by the Consumer Financial Protection Bureau (CFPB) shows that at a whopping 58%, medical debt is the single most significant contributor to debt in collections. In late 2022, the

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