Dog Bites & Unprovoked Animal Attacks
Injuries from unprovoked animal bites and attacks can be severe, particularly when small children are involved. Animal bites and attacks can cause permanent disfigurement, fractures, lacerations and worse. These can be life-changing and potentially fatal injuries.
Dog Bite Laws in North and South Carolina
Most states like North Carolina follow the “one-bite” rule, which imposes liability for dog bites and attacks where the owner should be aware that that dog poses a danger to others because of previous conduct. South Carolina, on the other hand, generally holds owners of dogs liable for injuries they cause even without previously demonstrated dangerous conduct.
After a Dog or Animal Bite
If you or a loved one has suffered personal injuries from a dog bite or attack, the first thing to do after attending to any medical needs is to confirm the identity of the dog’s owner. If the dog’s owner carries homeowner’s insurance, there may be insurance coverage available for personal injuries caused by the dog.
According to the Insurance Information Institute, dog injury claims in 2015 resulted in payouts of over $570 million, which accounted for greater than one-third of all paid homeowner insurance claims. The Insurance Information Institute also reported that in 2015 the average insurance payment for dog injuries nationwide was $37,214 per claim. However, some insurance policies will not cover injuries caused by certain breeds of dogs, so it is very important to confirm as soon as possible whether an injury caused by an owner’s animal falls under an insurance plan’s coverage.
Speak To An Experienced Attorney
If you or a family member has been bitten or attacked by a dog and injured, you may be able to recover compensation. However, due to the complexity of insurance plans and the differing laws in North and South Carolina, you should contact an experienced animal attack attorney at Charles G. Monnett III & Associates.
Three Ways We Can Help You Today
- Help you understand your rights as they apply to your unique case
- Help you to know which medical treatments may be needed
- Help take calls and handle the paper work from insurance companies
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