New Clients Email:
Menu
info@carolinalaw.com
Our firm is proud to have a dedicated team of consumer protection attorneys with extensive experience advocating for victims of unfair debt collection practices employed by large corporations. We understand that dealing with debt can be stressful. Still, it’s essential to know that even if you have outstanding debts, these collectors, creditors, and other large institutions must follow strict legal guidelines when attempting to collect. Both federal laws and North Carolina’s specific debt collection statutes provide robust protections for consumers like you. These laws are designed to prevent harassment, deceptive practices, and unfair treatment during the debt collection. Our attorneys are committed to ensuring that your rights are upheld and that you receive fair treatment when dealing with these institutions. If you have been subjected to illegal debt collection practices, we are here to help you navigate the complexities of your situation and fight for the justice you deserve.
Collection agencies and creditors are bound by state and federal laws designed to protect consumers. The Fair Debt Collection Practices Act (FDCPA) is a critical legislation shielding consumers against abusive collection practices. This federal law prohibits debt collectors from using abusive, unfair, or deceptive practices to collect debts. Understanding your rights under the FDCPA can empower you to defend yourself against unlawful practices. You have the right to request debt verification, limit collection communication, and dispute any inaccuracies. Knowing these rights is the first step toward protecting yourself from harassment and abuse.
Collection agencies sometimes overstep legal boundaries, violating consumer rights in their pursuit of debt collection. Here are some of the most common violations:
If you have experienced a creditor, debt collector, or collection agency contacting you when you don’t owe the debt or the amount claimed, Maginnis Howard may be able to help you. Contact one of our dedicated consumer attorneys for a free consultation today. We serve clients across the Carolinas from our Raleigh, Charlotte, and Fayetteville offices.
