Class Action Lawsuits

Insurance Fraud Class Actions

Most large insurance companies maintain standardized policies and procedures to treat everyone similarly to others in the same circumstances. That means if one person has been overcharged for insurance, denied coverage, or otherwise defrauded or misled by an insurance company, it has likely happened to hundreds or thousands of other people.

Class actions for fraud, unfair and deceptive trade practices, and breach of contract are rising against large insurance companies. Although they claim their interest is in protecting you, their true concern is their bottom line. These insurance companies have been found to violate the rights of both businesses and individuals consistently. If you suspect you have been defrauded, please get in touch with us for a free case evaluation.

Common Violations

Unrefunded insurance premiums: If you have paid off a vehicle, boat, ATV, RV, or motorcycle early, your insurance company may be obligated to refund credit insurance premiums that were prepaid when the original loan was obtained. Insurance companies may be unlawfully keeping tens of millions of dollars of unearned premiums that should be paid back to the loan holder.
Insurance premium overcharging: Insurance billing practices have resulted in people being charged and paid premiums higher than what is identified in their insurance policy. This practice is particularly problematic with life insurance policies. Confirm that your billing statements match the amounts specified in your insurance policy.
Reduced compensation for totaled vehicles: Insurance companies have been accused of purposefully refunding less than the actual value of vehicles totaled by policyholders. When done deliberately and systematically, this can result in millions of dollars in money that should be put in policyholders' pockets.
Improper denials: Your insurance company must pay for legitimate benefits when they are claimed. Insurance companies increase profits by denying legitimate claims for insurance benefits, whether related to automobile insurance, homeowners, health, life, disability, or medical coverage.

When insurance companies violate the legal duties owed to their policyholders, the attorneys at Maginnis Howard can hold them accountable. When they violate the law, insurance companies can be required to pay all benefits owed, along with court costs and attorneys’ fees. In certain circumstances, punitive damages can also be awarded.

Insurance Fraud Class Actions

Common Violations

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Attorneys

Locations

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Attorneys

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